Less financial stress means
higher employee engagement
reduced employer turnover
a more diverse workplace
Why Earnd
Reduce employee turnover
Hiring a new employee may be expensive.But replacing a valued employee costs even more. Retain your people for longer by solving their #1 workplace concern - financial stress.

Earnd has been proven to reduce employee turnover by 19%.
Lift employee engagement
Financial stress makes it hard to be positive and even harder to be productive. And when it affects up to half your organisation, it’s a problem worth solving.

Reduce absenteeism, improve engagement and give your team financial stability with Earnd.
Create a diverse & inclusive workplace
Financial diversity is as real as diversity in gender, age or background. Attract and retain the most diverse talent by supporting all financial situations and backgrounds.

It’s not just the right thing to do, it’s a savvy business decision too.
Financial inclusivity is a really important part of TSA Group’s overall approach to diversity, inclusion and engagement, and we’re delighted to be partnering with Earnd to provide our team members with flexible, on-demand pay. Even the most careful budgeters amongst us know the feeling of struggling to make ends meet between payday when unexpected expenses arise, and Earnd helps to alleviate that stress in a positive and responsible way.
Zahra Peggs
Group Executive, People & Corporate Affairs at TSA Group - Australia
Earnd had an incredible impact on our engagement just by making it available to our staff.
Kelly McFadden
General Manager, People & Culture
Earnd is an outstanding benefit we offer the JD team and we've seen an incredible uptake on this offering since its launch. Team members have personally told me about how much it reduces pressure when rent is due or unexpected life events happen.
Mark Woodhouse
CFO
Reduce employee turnover
Hiring a new employee may be expensive.But replacing a valued employee costs even more. Retain your people for longer by solving their #1 workplace concern - financial stress.

Earnd has been proven to reduce employee turnover by 19%.
Lift employee engagement
Financial stress makes it hard to be positive and even harder to be productive. And when it affects up to half your organisation, it’s a problem worth solving.

Reduce absenteeism, improve engagement and give your team financial stability with Earnd.
Create a diverse & inclusive workplace
Financial diversity is as real as diversity in gender, age or background. Attract and retain the most diverse talent by supporting all financial situations and backgrounds.

It’s not just the right thing to do, it’s a savvy business decision too.
The impact of financial stress
46%
Aussies live paycheck to paycheck
5.6 days
spent yearly on sick leave and handling finances at work for a financially stressed employee
43%
of financially stressed employees report being unengaged and distracted
Significant savings from reducing employee turnover
Number of staff
5000
Number of staff
5000
Average annual salary
$50K
Average annual salary
$50K
Staff turnover
50%
Staff turnover
50%
Average company savings
$7,125,000
Average company savings
$7,125,000
Source: Harvard: The Power of the Salary Link || Assumption: Recruitment to full productivity = 25% of an annual salary
Our approach
We recognise that financial wellbeing is a journey. Our tools are designed to support financial stability in the short, medium and long run.
Our approach
We recognise that financial wellbeing is a journey. Our tools are designed to support financial stability in the short, medium and long run.
Access
To remove day-to-day financial stress, an individual must be able to make ends meet. Flexible pay helps employees control their cash flow as needed.
Save
To be protected from financial shock, an individual must have a savings buffer. Automatic savings makes it simple and achievable to saving on a recurring basis.
Learn
To achieve long term financial stability, financial literacy is required. Our financial wellbeing content is independent, impartial and sourced from ASIC.
Access
To remove day-to-day financial stress, an individual must be able to make ends meet. Flexible pay helps employees control their cash flow as needed.
Save
To be protected from financial shock, an individual must have a savings buffer. Automatic savings makes it simple and achievable to saving on a recurring basis.
Learn
To achieve long term financial stability, financial literacy is required. Our financial wellbeing content is independent, impartial and sourced from ASIC.
Equitable access
We believe everyone should have access to the financial products they need to thrive, regardless of income, financial literacy or background.
Fact-based
Unbiased and independent research is the foundation of our platform. We source research from government bodies and organisations such as ASIC and CSI.
Our product philosophy
Responsible financial wellness
Our product is driven by two key principles. 1. Always improve the individual’s financial position. 2. Help create healthy financial habits.
Transparent, yet private
Money is a sensitive and private topic. We provide our users with full transparency whilst maintaining the highest level of privacy.
How Earnd works
Our product philosophy
Equitable access
We believe everyone should have access to the financial products they need to thrive, regardless of income, financial literacy or background.
Fact-based
Unbiased and independent research is the foundation of our platform. We source research from government bodies and organisations such as ASIC and CSI.
Responsible financial wellness
Our product is driven by two key principles. 1. Always improve the individual’s financial position. 2. Help create healthy financial habits.
Transparent, yet private
Money is a sensitive and private topic. We provide our users with full transparency whilst maintaining the highest level of privacy.
How Earnd works
Integration
Simple and secure integration into all major Australian payroll providers. No additional work for your payroll team.
Rollout
Customised onboarding and ongoing communications tailored to your team. A co-managed rollout to ensure your team receives the maximum benefit.
Ready for use
That's it! All of Earnd's platform including Access, Stash and Learn are available for your team to use.
Integration
Simple and secure integration into all major Australian payroll providers. No additional work for your payroll team.
Rollout
Customised onboarding and ongoing communications tailored to your team. A co-managed rollout to ensure your team receives the maximum benefit.
Ready for use
That's it! All of Earnd's platform including Access, Stash and Learn are available for your team to use.
We’ve done the heavy
lifting for you
We’ve done the heavy lifting for you
Seamless integration
Our implementation engineers are committed to making integration swift and smooth.
Bank-level security
Earnd uses end-to-end encryption and is compliant with all Australian Privacy Principles. We will never sell your data or advertise to your employees.
Customisation for teams
Every team has different needs. Earnd customises usage controls, reporting and automated flags according to your wishes.
Smooth onboarding
Personalised communication packs for your team. Our customer success team co-manages the onboarding process to ensure your team receives the maximum benefit possible.
Ongoing customer support
Our dedicated customer success team is here to provide 24/7 ongoing support.
Seamless integration
Our implementation engineers are committed to making integration swift and smooth.
Bank-level security
Earnd uses end-to-end encryption and is compliant with all Australian Privacy Principles. We will never sell your data or advertise to your employees.
Customisation for teams
Every team has different needs. Earnd customises usage controls, reporting and automated flags according to your wishes.
Smooth onboarding
Personalised communication packs for your team. Our customer success team co-manages the onboarding process to ensure your team receives the maximum benefit possible.
Ongoing customer support
Our dedicated customer success team is here to provide 24/7 ongoing support.
Our customers
Our customers
Say hello to the future of pay
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Say hello to the future of pay
Empower your team with practical tools to manage unexpected
expenses, proactively save, and learn personal finance skills.
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