We're a technology company which gives you access to your earned but unpaid income on-demand.
We're here to change the way pay is thought about in Australia and support the 1 in 2 Aussies who live paycheck-to-paycheck.
We've partnered with incredible employers across the country who offer Earnd to their employees. If you also want access to your income on-demand, get in touch at firstname.lastname@example.org and we’ll arrange with your employer to get you started!
Getting started is as simple as downloading our app from the Google Play or App Store and following the sign-up flow to register as an Earner.
If your employer has partnered with Earnd and you’re struggling to find them, double check that your personal details are entered correctly and in their legal form – this is how we verify you with your employer. If you’re still struggling, reach out to us at email@example.com.
Our user’s security is our highest priority. To ensure you are who you say you are, we require ID verification. In some cases, we may need additional information such as a passport or driver’s license for this verification.
Yes. Earnd uses bank-level encryption technology to ensure our users data is protected - it's our top priority.
You'll be able to access up to a maximum of 50% of your accrued income through Earnd.
We limit the amount you can withdraw to ensure we’re supporting responsible spending.
For the majority of our users, your Earnd pay will hit your account instantly! For the remainder, please allow the usual 1-2 business days for funds to hit your account. Earnd utilises the government’s New Payments Platform so to find out how quickly you’ll receive your earned pay, search for your financial institution here.
Earnd integrates with payroll and withdrawals are deducted automatically from your paycheck before it is paid to you.
We work with your employer to offer you a financial wellness benefit. In most cases your employer will subsidise part or all of the cost of Earnd. In other cases, users will pay a transaction fee for funds withdrawn through Earnd. We never charge interest - we're here to help you avoid debt and feel more financially secure.